GSPR 2018 Questions for IPO Exam & PS Gr B Exam-Part II

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1. Which of the following is not correct in respect of account opened by An illiterate or a blind?

     

     
... Answer is C)
Section 5 (3) :: An illiterate or a blind or visually challenged individual desiring to open an account shall personally visit the Accounts Office for authentication of his signature or thumb impression by the Accounts Office provided he shall be accompanied by a person known to the Accounts Office and a literate person may be authorized by the blind or visually challenged depositor to operate an Account on his behalf.
 
 
2. Which of the following is not a mode of opening of account as per GSPGR, 2018?

     

     
... Answer is D)
Account cannot be opened through SMS banking
 
 
3. In GSPGR 2018, If a depositor in a single account ceases to be a citizen of India,




... Answer is A)
Section 9 (5) .........ceases to be a citizen of India, the account shall be closed or deemed to be closed from the last day of the month preceding the month in which the depositor ceases to be a citizen of India.....
 
 
4. If the depositor of the account subsequently becomes Non-resident Indian during the period the account is in operation what action may be taken as per GSPGR 2018




... Answer is A)
Section 9 (4) .........subsequently becomes Non-resident Indian during the period the account is in operation, the account shall earn interest at applicable rate till its maturity and no interest after the date of maturity shall be payable on such accounts and the benefits available to the depositor shall be available only on non-repatriation basis.....
 
 
5. As per Government Saving Promotion General Rules, 2018 “Joint Account” means




... Answer is C)
Section 3 (e) “Joint Account” means an account opened in the names of more than one and upto four individuals
 
 
6. The expression “Act” indicates in GSPGR (Government Saving Promotion General Rules), 2018




... Answer is A)
Section 2 :  Government Savings Promotion Act, 1873 (5 of 1873)
 
 
7. Government Savings Promotion General Rules, 2018 the word “Account Office” means




... Answer is A)
Section 3 (1) (a) “Accounts Office” means an office of a Government Savings Bank authorized to open an account
 
 
8. Charges on dishonour of cheque




... Answer is A)
Schedule-II
 
 
9. Which of the following is not correct w.r.t. mode of opening of an account?




... Answer is A)
Section 5 Opening of an Account
 
 
10. In respect of Transfer of Account which of the following is correct




... Answer is A)
Section 13 Opening of an Account
 
 
11. Account cannot be pledged or transferred as security to,




... Answer is D)
Section 16 (2)
 
 
12. Which of the following is not correctly matched in respect of Forms to be used for operation of an account




... Answer is D)
Government Savings Promotion General Rules 2018 Schedule-I
 
 
13. Fees to be charged for Services of operation of an account under GSPSR 2018 specified in




... Answer is B)
Schedule-II
 
 
14. Charges for Issue of pass book in lieu of lost or mutilated certificate




... Answer is B)
Schedule-II
 
 
15. The prescribed fee for issue of statement of account




... Answer is A)
Schedule-II
 
 
16. Last amendment made to Government Saving Bank Act 1873 in the year of




... Answer is C)
Schedule-II
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