India Post Annual Report 2025-26 MCQs Set 1 | PA SA Exam 2026 Mock Tests

Prepare effectively for India Post departmental examinations with the India Post Annual Report 2025-26 MCQ Set 1, specially created for GDS, MTS, Postman, Mail Guard, PA/SA, IP Exam, and PS Group ‘B’ aspirants. This latest MCQ study material is based on the India Post Annual Report 2025-26 and includes important updates related to Financial Services, PLI, RPLI, IPPB, Aadhaar Services, Digital Banking, and departmental modernization initiatives. The MCQ set helps candidates understand the latest postal schemes, banking services, insurance products, and digital transformation projects introduced by India Post, making it an essential resource for postal exam preparation.

This India Post MCQ Set 1 covers major topics such as Post Office Savings Bank (POSB) schemes, CBS, e-KYC, RTGS/NEFT services, India Post Payments Bank (IPPB), PLI/RPLI insurance plans, financial inclusion programs, and doorstep banking services. Designed to improve conceptual clarity and exam accuracy, these multiple-choice questions are highly beneficial for candidates preparing for Postal Department exams in 2025 and 2026. Regular practice with these updated MCQs can help aspirants strengthen their knowledge, improve confidence, and achieve better performance in competitive India Post examinations.

 

1. Partial withdrawal in SSA is allowed up to:

25% 50% 75% 100%

2. NSC qualifies for tax deduction under:

80C 80D 24B 10(10D)

3. The minimum investment in NSC is:

₹100 ₹500 ₹1000 ₹5000

4. KVP doubles the deposited amount in approximately:

95 months 105 months 115 months 125 months

5. Premature closure of KVP is permitted after:

1 year 2 years 2 years 6 months 3 years

6. The IFSC code used for Post Office RTGS/NEFT services is:

IPOS0000DOP IPOS0001DOP POST0000DOP DOP0000IPO

7. NEFT interoperability in Post Offices was implemented on:

18.05.2022 31.05.2022 30.08.2022 01.09.2022

8. RTGS interoperability in Post Offices was implemented on:

18.05.2022 31.05.2022 30.08.2022 01.09.2022

9. e-Passbook facility was launched in:

2020 2021 2022 2023

10. PAN validation through NSDL was implemented mainly to improve:

Recruitment Customer verification Parcel handling PLI settlement

11. e-KYC in Post Offices uses:

PAN Passport Aadhaar biometric authentication Voter ID

12. Restriction of linking only five CIFs to one mobile number was introduced mainly for:

Marketing Security Audit PLI

13. PMSBY stands for:

Pradhan Mantri Suraksha Bima Yojana Postal Money Security Bima Yojana Prime Minister Savings Bond Yojana People’s Mutual Savings Bima Yojana

14. PMJJBY stands for:

Pradhan Mantri Jeevan Jyoti Bima Yojana Prime Minister Jan Jeevan Bima Yojana Postal Money Jeevan Bima Yojana People’s Mutual Jeevan Bima Yojana

15. Atal Pension Yojana was launched in CBS Head Post Offices from:

1 December 2015 1 January 2016 15 August 2015 26 January 2016

16. The PM CARES for Children scheme supports children affected by:

Floods COVID-19 Earthquakes Drought

17. Under PM CARES for Children, the corpus becomes available at age:

18 21 23 25

18. Postal Life Insurance was originally introduced primarily for:

Industrial workers Postal employees Farmers Students

19. Rural Postal Life Insurance mainly targets:

Urban professionals Rural population Government officers Corporate staff

20. PLI is considered one of the:

Newest insurance schemes Oldest life insurance schemes in India Private insurance products Foreign insurance products

21. Bonus under PLI policies is declared by:

RBI Department of Posts IRDAI SEBI

22. RPLI was introduced to extend insurance benefits to:

Metro cities Foreign citizens Rural India Corporate firms

23. Whole Life Assurance in PLI is popularly known as:

Suraksha Santosh Suvidha Sumangal

24. Endowment Assurance policy in PLI is known as:

Suraksha Santosh Suvidha Yugal Suraksha

25. Convertible Whole Life Assurance in PLI is called:

Suvidha Suraksha Santosh Sumangal

26. Anticipated Endowment Assurance in PLI is called:

Sumangal Santosh Suraksha Yugal Suraksha

27. Joint Life Assurance policy in PLI is known as:

Yugal Suraksha Sumangal Santosh Suvidha

28. Children Policy under PLI is called:

Bal Jeevan Bima Yuva Suraksha Sukanya Jeevan Bal Raksha

29. The maximum insurance cover under PLI is:

₹10 lakh ₹25 lakh ₹50 lakh ₹1 crore

30. The maximum insurance cover under RPLI is:

₹1 lakh ₹5 lakh ₹10 lakh ₹20 lakh

31. India Post Payments Bank was launched on:

15 August 2018 1 September 2018 2 October 2018 1 January 2019

32. IPPB operates under:

Ministry of Finance Department of Posts RBI directly SEBI

33. IPPB primarily promotes:

Stock trading Financial inclusion Export promotion Corporate lending

34. IPPB banking services are largely delivered through:

GDS and Post Offices Private agents NBFCs Commercial banks

35. IPPB uses which model to deliver doorstep banking?

Doorstep Banking Model Service Access Point Model Digital Wallet Model Franchise Model

36. IPPB accounts can generally be opened through:

Aadhaar-based e-KYC Passport only PAN only Offline ledger

37. IPPB was established to strengthen:

Foreign trade Last-mile banking connectivity Air cargo Export finance

38. Premium Arogya Savings Account was launched by:

SBI RBI IPPB LIC

39. IPPB collaborates with BSNL for:

Internet services SIM card sales PLI sales Parcel delivery

40. IPPB operates as a:

Payments Bank Commercial Bank Investment Bank Foreign Bank

41. The role of IPPB in financial inclusion is especially important in:

Metro cities Rural and remote areas SEZs Airports

42. IPPB services support Direct Benefit Transfer through:

Digital banking channels only Post Office network Courts SEBI

43. IPPB mainly leverages which existing government network?

Railways Post Offices NIC BSNL

44. Which service reflects convergence of postal and digital banking infrastructure?

IPPB COD Philately RMS

45. The Department of Posts positions itself as a platform for:

Only mail delivery Financial and citizen-centric services Only logistics Only insurance

46. The report highlights India Post’s role in enabling:

DBT E-commerce logistics Digital economy All of these

47. The postal system is described in the report as a symbol of:

Privatization Trust and stability Competition Globalization

48. The largest share of India’s postal network is contributed by:

Head Post Offices Sub Post Offices Branch Post Offices NSHs

49. India Post continues to evolve primarily through:

Privatization Technology and customer-centric reforms Foreign investment Military expansion

50. The Annual Report overall emphasizes:

Profit maximization Public service transformation Reduction of services Closure of rural offices

📥 Download Indiapost Annual Report 2025-26 in PDF

Source: India Post Official Website / Dak Samvaad / PIB

About Author:
Shreenivas – Postal Exam Content Creator & India Post Updates Specialist.

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